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Pakistan’s ABHI, UAE’s Al Fardan Exchange launch salary advance service for migrant workers

Pakistan’s ABHI, UAE’s Al Fardan Exchange launch salary advance service for migrant workers
The picture released on October 21, 2025, shows co-founder and CEO of Abhi Middle East Limited, Omar Ansari (right) and CEO of Al Fardan Exchange, Hasan Fardan Al Fardan, signing agreement to launch salary advance service for migrant workers in Abu Dhabi, UAE. (OGZ Digital)
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Updated 10 min 54 sec ago

Pakistan’s ABHI, UAE’s Al Fardan Exchange launch salary advance service for migrant workers

Pakistan’s ABHI, UAE’s Al Fardan Exchange launch salary advance service for migrant workers
  • New initiative lets UAE Wages Protection System customers access up to 50 percent of earned income
  • Fintech-exchange partnership aims to promote financial inclusion for underbanked expat workers

KARACHI: Pakistan-origin fintech ABHI has partnered with the UAE’s Al Fardan Exchange to launch a salary-advance service that allows migrant workers to access up to half of their earned income before payday in a move designed to improve cash-flow flexibility for millions of expatriates, the companies said on Tuesday. 

The collaboration, the first of its kind between a Pakistani fintech and a UAE exchange house, seeks to boost financial inclusion across the Gulf by offering underbanked and unbanked workers digital access to short-term liquidity. The service, available through AlfaPay, Al Fardan Exchange’s app and its network of more than 90 branches, combines ABHI’s earned-wage-access technology with Al Fardan’s long-established remittance infrastructure.

ABHI, founded in 2021 and backed by Hub71 and the Abu Dhabi Investment Office (ADIO), operates across the GCC and has processed more than $500 million in transactions through partnerships with over 5,000 companies. 

“The launch of Salary Advance is a milestone in our mission to champion financial inclusion and deliver solutions that truly make a positive impact on people’s lives,” said Hasan Fardan Al Fardan, CEO of Al Fardan Exchange. “By giving customers the ability to access their wages early, we are empowering them with financial flexibility and the means to support their families anytime.”

Omar Ansari, Co-founder and CEO of Abhi Middle East Limited, added: “This partnership with Al Fardan Exchange is not just a partnership but a transformation in how workers experience financial autonomy. By becoming the first exchange in the UAE to go live with ABHI’s earned-wage-access, we are redefining the way income and remittances work for millions of expatriates.”

Together, the two companies say the initiative will reshape how low-income earners manage wages and remittances, strengthening household resilience and setting a benchmark for inclusive, technology-driven financial services across the region.

With around 1.8 million Pakistani expatriates living and working in the UAE — one of the largest expat communities in the Gulf — the new salary advance program could bring significant benefits. 

Many of these workers are employed in low- and middle-income sectors and rely on monthly remittances to support families back home. By giving them access to earned wages before payday, the initiative is expected to reduce reliance on informal borrowing, prevent debt cycles, and enable more timely remittances to Pakistan, where foreign inflows from overseas workers are a crucial source of national income.


Keshav Maharaj takes seven as South Africa dismiss Pakistan for 333

Keshav Maharaj takes seven as South Africa dismiss Pakistan for 333
Updated 7 sec ago

Keshav Maharaj takes seven as South Africa dismiss Pakistan for 333

Keshav Maharaj takes seven as South Africa dismiss Pakistan for 333
  • Shan Masood led Pakistan’s innings with 87 before a lower-order collapse
  • South Africa were 9-0 at lunch, replying on day two of the Rawalpindi Test

 

 

AFP

RAWALPINDI: Spinner Keshav Maharaj took seven wickets as world champions South Africa dismissed Pakistan for 333 in the second and final Test in Rawalpindi on Tuesday.
The hosts resumed day two on 259-5 but Maharaj ran through their batting with figures of 7-102, his 12th haul of five wickets or more in Tests.
Shan Masood, the captain, top-scored for Pakistan with 87.
South Africa were 9-0 at lunch in their reply.
Pakistan reached 316 untroubled when Maharaj broke through the defense of Salman Agha, trapping him leg-before for 45 to give South Africa hopes of wrapping up the innings quickly.
Agha hit five fours and added 70 for the sixth wicket with Saud Shakeel.
Shakeel looked steady and reached his 10th half-century with a couple off Maharaj.
But the spinner had him caught in the slips for 66 and it triggered a mini collapse.
Maharaj bowled Shaheen Shah Afridi for nought, completing his first five-wicket haul against Pakistan.
Maharaj wrapped up the innings with the wickets of Sajid Khan (five) and Asif Afridi (four) as Pakistan lost their last five wickets for 17 runs.
Pakistan are attempting to sweep the two-match series after winning the first Test, in Lahore, by 93 runs.


Pakistan’s Punjab announces $352 million package for flood victims

Pakistan’s Punjab announces $352 million package for flood victims
Updated 2 min 48 sec ago

Pakistan’s Punjab announces $352 million package for flood victims

Pakistan’s Punjab announces $352 million package for flood victims
  • Floods in Punjab during late August killed over 130 people, affected over 1.2 million acres of land
  • Punjab ruling party says 73 percent of flood damages survey across the province has been completed

ISLAMABAD: The chief minister of Pakistan’s most populous Punjab province this week announced her government would provide Rs100 billion [$352 million] in financial assistance for victims of this year’s monsoon floods, vowing to ensure transparency and merit in its distribution. 

Unusually heavy rains exacerbated by climate change and excess floodwaters released by dams in India caused cataclysmic floods in Punjab in late August. The deluges killed over 130 people and affected over 4.5 million others, forcing the provincial government to evacuate more than 2.6 million people from high-risk areas. 

Nationwide, deadly monsoon rains and floods killed over 1,000 people and 22,000 livestock since late June and washed away over 2.2 million acres of crops, as per data from the National Disaster Management Authority (NDMA). Pakistan’s government has said it is estimating economic damages inflicted by the deadly rains and floods via surveys to mitigate losses.

“And now that billions of rupees, around Rs100 billion [$352 million] that we are about to give for your rehabilitation, for the construction of your houses, for the losses of your crops, for the losses of your animals, this is also being done through Punjab’s own resources,” Nawaz told people gathered at a camp in the eastern city of Okara set up for flood victims. 

The chief minister kicked off the provincial government’s Flood Rehabilitation Program by distributing cheques and ATM cards among floods victims in the city on Monday. 

Nawaz’s Pakistan Muslim League-Nawaz (PML-N) party, which is in power in Punjab, said around Rs96 million [$335,600] were disbursed to 500 flood victims in Depalpur tehsil on Monday. 

The party said 73 percent of the flood damages survey has been completed across Punjab, adding that it was expected to be completed in the coming weeks.

The PML-N said a total of 446,697 survey entries have been completed across Punjab, revealing that over 1.2million acres of land and 131,309 houses had been affected by the floods.

It said 5,805 “large” animals and 2,097 sheep and goats perished due to the deluges.


Pakistan defense minister confirms airstrikes in Kabul, other cities during latest conflict with Afghanistan

Pakistan defense minister confirms airstrikes in Kabul, other cities during latest conflict with Afghanistan
Updated 21 October 2025

Pakistan defense minister confirms airstrikes in Kabul, other cities during latest conflict with Afghanistan

Pakistan defense minister confirms airstrikes in Kabul, other cities during latest conflict with Afghanistan
  • Khawaja Asif’s remarks mark Pakistan’s first acknowledgment of airstrikes carried out during this month’s border conflict
  • Ceasefire brokered in Doha ended a week of deadly clashes ahead of new talks between the two sides in Istanbul on Oct. 25

ISLAMABAD: Pakistan’s Defense Minister Khawaja Asif has confirmed for the first time that the country carried out airstrikes inside Afghanistan during a week-long conflict earlier this month, saying the operations targeted militants of the Tehreek-e-Taliban Pakistan (TTP) in Kabul and other cities.

The latest crisis began when two explosions rocked central Kabul and an airstrike hit a market in eastern Afghanistan, days after 11 Pakistani soldiers were killed in a TTP attack. The Afghan government blamed Pakistan for the strikes, saying civilians had been killed — a charge Islamabad neither confirmed nor denied — before Kabul launched retaliatory cross-border raids that killed at least 23 Pakistani soldiers.

Pakistan responded last Wednesday with attacks across the border, including airstrikes in Kabul and Kandahar, Afghanistan’s two largest cities. Hours later, both countries entered an initial 48-hour ceasefire to defuse tensions.

When that truce expired on Friday, Afghanistan said new Pakistani airstrikes killed 17 people, including three Afghan cricketers. Pakistan denied killing civilians and said the operations had targeted militants. Throughout the fighting, the Pakistani military did not confirm air raids, saying only that it had responded to attacks by Afghan forces and allied militants on its border posts.

A new ceasefire was announced Sunday after talks in Doha, bringing respite from the worst flare-up of tensions between the neighbors in years.

“They [TTP] are housed over there, nobody can deny that,” Asif told Arab News in an interview on Monday. “And their leadership is there and that is why we went after them when there were strikes in Kabul last week and a couple of other cities.”

His remarks mark the first public acknowledgment by a senior Pakistani official of cross-border airstrikes that Afghanistan has repeatedly condemned as violations of its sovereignty. Until now, Islamabad had referred only to “counter-terrorism operations” or fighting with Afghan forces and affiliated militants like the TTP near the frontier.

Asif said an understanding was reached in Doha that Türkiye and Qatar would act as guarantors to ensure the TTP no longer used Afghan soil for attacks in Pakistan. The two sides are scheduled to meet again in Istanbul on Oct. 25 for follow-up discussions.

“The mechanism of this arrangement will be decided over there, how to monitor the activities of the TTP in Afghanistan,” Asif said.

Pakistan is grappling with a renewed wave of militancy since 2021, when the Afghan Taliban returned to power in Afghanistan and attacks by the TTP and its affiliates sharply increased. 

Islamabad has been demanding that Kabul rein in militants it says operate from havens in Afghanistan. The government in Afghanistan denies this. 


Pakistan reports fresh polio case, taking 2025 nationwide tally to 30

Pakistan reports fresh polio case, taking 2025 nationwide tally to 30
Updated 21 October 2025

Pakistan reports fresh polio case, taking 2025 nationwide tally to 30

Pakistan reports fresh polio case, taking 2025 nationwide tally to 30
  • Latest polio case reported in 12-month-old boy from northwestern district Torghar, say health authorities 
  • A day earlier, Pakistan launched second phase of a nationwide polio immunization campaign until Oct. 23

KARACHI: Pakistan has confirmed a new poliovirus case from the country’s northwestern Torghar district, the National Health Institute (NIH) confirmed on Tuesday, raising the total tally of cases this year to 30. 

The latest polio infection was detected in a 12-month-old boy from Union Council Ghari in northwestern Khyber Pakhtunkhwa (KP) province’s Torghar district, the NIH said. The makes it the 19th polio case from KP this year while nine infections have been reported from Sindh and one each from the eastern Punjab and northern Gilgit-Baltistan territories.

“The Regional Reference Laboratory for Polio Eradication at the National Institute of Health (NIH), Islamabad, has confirmed a new case of wild poliovirus (WPV1) in District Torghar, Khyber Pakhtunkhwa,” the statement said. 

“This is the second case from District Torghar this year.”

The development takes place a day after Pakistan launched the second phase of a nationwide polio immunization campaign until Oct. 23, aiming to vaccinate more than a million children in KP, where the highest number of cases have been reported this year. 

Polio is a highly infectious and incurable disease that can cause lifelong paralysis. The only effective protection is through repeated doses of the Oral Polio Vaccine for every child under five during each campaign, alongside timely completion of all routine immunizations.

Pakistan is among the last two nations in the world, along with Afghanistan, where the disease remains endemic. The South Asian country has made remarkable progress since the 1990s, when annual polio cases exceeded 20,000, bringing them down to just eight by 2018. However, Pakistan recorded 74 cases in 2024, a sharp increase from six in 2023 and only one in 2021.

Pakistan’s efforts to eliminate poliovirus have been hampered by parental refusals, widespread misinformation and repeated attacks on anti-polio workers by militant groups. In remote and volatile areas, vaccination teams often operate under police protection, though security personnel themselves have also been targeted and killed in attacks.


Pakistan eyes global cooperation at international mining conference in Australia today

Pakistan eyes global cooperation at international mining conference in Australia today
Updated 21 October 2025

Pakistan eyes global cooperation at international mining conference in Australia today

Pakistan eyes global cooperation at international mining conference in Australia today
  • Three-day conference will feature most influential people from mining industry worldwide share ideas, showcase innovations
  • Pakistan, rich in gold, copper, lithium and other mineral reserves, has been pushing for global investment in its minerals sector

ISLAMABAD: Pakistan’s Petroleum Minister Ali Pervaiz Malik will attend the International Mining and Resources Conference (IMARC) in Australia today, Tuesday, to discuss cooperation in exploration and mining of critical minerals and energy transition with industry leaders, state media reported. 

The three-day conference will feature the most influential people in the mining industry come together in Sydney to deliver ideas and inspiration from Oct. 21-23. An exhibition along with the conference will feature over 500 solution providers from around the world, showcasing the latest technology, machinery and services driving innovation and productivity across the mining sector. 

“During the visit, he [Malik] will also hold a series of bilateral meetings with participating ministers, senior Australian government officials, and global industry leaders to discuss cooperation in exploration and mining of critical minerals, energy transition, and sustainable development,” state broadcaster Radio Pakistan reported. 

Pakistan, rich in gold, copper and lithium reserves as well as other minerals, has been pushing to attract international investment in its mining and minerals sector. The South Asian country hopes additional foreign investment in its key priority sectors will help it escape a prolonged economic crisis that has drained its financal reserves and weakened its national currency over the years. 

Islamabad has attracted interest from Washington, particularly over its critical minerals sector. In August, US Secretary of State Marco Rubio said Washington looked forward to exploring cooperation with Pakistan in critical minerals and hydrocarbons.

In April, Pakistan hosted an international minerals summit in Islamabad where top companies and government officials from the US, ֱ, China, Turkiye, the UK, Azerbaijan and other nations attended. The summit aimed to attract foreign investment in the country’s mining sector. 

Pakistan is also home to one of the world’s largest porphyry copper-gold mineral zones, while the Reko Diq mine in southwestern Balochistan has an estimated 5.9 billion tons of ore.

However, despite being rich in reserves of salt, copper, gold and coal, Pakistan’s mineral sector contributes only 3.2 percent to the country’s GDP and 0.1 percent to global exports. Pakistan is now aiming to tap into this underutilized potential by attracting investment from global mining companies.